Dental Coverage
Modern Healthcare Plans of America offers dental plans from top carriers with flexible benefits. Let us help you find the dental coverage that fits both your needs and your budget.
The Provider Networks for Our Plans Include:
Dental Benefits
Dental coverage helps protect you and your family from unexpected dental expenses. When you’re covered, it’s easier to get the regular checkups, cleanings and preventive care that keep your smile healthy.
Comprehensive Coverage
When it comes to your health, you need a plan that’s right for you and your family. We have plans designed to fit a wide variety of budgets.
Preventive Care
Most dental plans include preventive dental services such as routine oral exams, X-rays, cleanings, sealants, and fluoride treatments.
Network Access
Belong to a network of dentists who have access to a variety of tools and resources needed to make delivering quality dental care easy.
Start your journey to affordable coverage with a free insurance quote today!
Service
Estimated Cost
Office Visit
$50 - $350
Basic Cleaning
$70 - $200
X-rays
$20 - $250
Filing a Cavity
$50 - $450
Dental Crowns
$500 - $3,000
Root Canal
$300 - $2,000
Extractions
$75 - $3,000
Dental Bridge
$1,000 - $12,000
Dentures
$300 - $8,000
Teeth Whitening
$50 - $1,000
Dental Veneers
$500 - $4,500
Tooth Contouring
$50 - $500
Dental Bonding
$100 - $1,000
Dental Implants
$1,000 - $90,000
Full-mouth Reconstruction
$15,000 - $80,000
BERNICE
Current Client
"My agent was very helpful and patient giving me all the info I needed to select a plan. I could never have done this myself. He saved me from paying a higher monthly premium, and I appreciate all he did for me."
Types of Dental Plans
With so many dental benefit plans available to patients today, it’s important to learn the differences between them. Some plans require your dental practice to be part of a network, others limit maximum charges and many have set fees for specific services.
Preferred Provider Organizations (PPO)
A PPO plan is regular indemnity insurance combined with a network of dentists under contract to the insurance company to deliver specified services for set fees and according to the provisions of the contract. Contracted dentists must usually accept the maximum allowable fee as dictated by the plan, but non-contracted dentists may have fees either higher or lower than the plan allowance.
Dental Health Maintenance Organizations (DHMO)
Under a DHMO or capitation plan, contracted dentists are “pre-paid” a certain amount each month for each patient that has been designated or assigned to that dentist. Dentists must then provide certain contracted services at no-cost or reduced cost to those patients. The plan usually does not reimburse the dentist or patient for individual services and therefore patients must generally receive treatment at a contracted office in order to receive a benefit.
Point of Service Plans
Point of service options are arrangements in which patients with a managed care dental plan have the option of seeking treatment from an “out-of-network” provider. The reimbursement to the patient is usually based on a low table of allowances; with significantly reduced benefits than if the patient had selected an “in network” provider.
Discount or Referral Plans
Discount or referral plans are technically not insurance plans. The company selling the plan contracts with a network of dentists. Contracted dentists agree to discount their dental fees. Patients pay all the costs of treatment at the contracted rate determined by the plan and there are no dental claim forms to file. Originally these plans were sold to individuals; however, more and more employers are purchasing these types of plans as the dental plan for the company’s employees.
At Modern Healthcare Plans of America, our mission is to deliver comprehensive, customized insurance solutions that fit your needs and budget.
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